October 30, 2025
Mortgage rates decreased for the fourth consecutive week. The last few months have brought lower rates and homebuyers are increasingly entering the market.
Information provided by Freddie Mac.
New Listings and Pending Sales
Inventory
Weekly Market Report
For Week Ending October 18, 2025
According to the Federal Housing Finance Agency’s National Mortgage Database (NMDB®), 80.3% of outstanding mortgages in the United States had interest rates of 6% or lower in the second quarter of 2025. Within this group, 9.9% had rates between 5% and 6%, 17.9% between 4% and 5%, 32.1% between 3% and 4%, and 20.4% below 3%.
IN THE TWIN CITIES REGION, FOR THE WEEK ENDING OCTOBER 18:
- New Listings increased 4.8% to 1,300
- Pending Sales decreased 3.9% to 830
- Inventory decreased 0.5% to 10,664
FOR THE MONTH OF SEPTEMBER:
- Median Sales Price increased 2.6% to $390,000
- Days on Market increased 12.8% to 44
- Percent of Original List Price Received decreased 0.1% to 98.4%
- Months Supply of Homes For Sale decreased 3.4% to 2.8
All comparisons are to 2024
Click here for the full Weekly Market Activity Report. From MAAR Market Data News.
Mortgage Rates Decrease to Lowest Level in Over a Year
October 23, 2025
Mortgage rates continued to trend down this week, hitting their lowest level in over a year. At the start of 2025, the 30-year fixed-rate mortgage surpassed 7%, while today it hovers nearly a full percentage point lower. This dynamic has kept refinancings high, accounting for more than half of all mortgage activity for the sixth consecutive week.
Information provided by Freddie Mac.
Existing Home Sales
September Monthly Skinny Video
New Listings and Pending Sales
Inventory
Weekly Market Report
For Week Ending October 11, 2025
Rising housing costs have led many young adults to delay moving out of their parents’ homes. According to the 2023 American Community Survey (ACS), 19.2% of adults aged 25 to 34 lived with a parent or parent-in-law in 2023—approximately 8.5 million people. Although down from a peak of 22% in 2017-2018, the share of young adults living with parents remains elevated compared to 2000, when fewer than 12% did so.
IN THE TWIN CITIES REGION, FOR THE WEEK ENDING OCTOBER 11:
- New Listings decreased 4.3% to 1,343
- Pending Sales decreased 5.1% to 831
- Inventory decreased 0.2% to 10,659
FOR THE MONTH OF SEPTEMBER:
- Median Sales Price increased 2.6% to $390,000
- Days on Market increased 12.8% to 44
- Percent of Original List Price Received decreased 0.1% to 98.4%
- Months Supply of Homes For Sale decreased 3.4% to 2.8
All comparisons are to 2024
Click here for the full Weekly Market Activity Report. From MAAR Market Data News.
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